What Is Credit Freeze

I.Introduction: With the increased cost of Gas, food and everyday living, you sack never be too safe.Times have vex very desperate for most people, so credit tricks argon on the rise. Normal living is no more.

Thesis: I will discuss what is a credit bureau, credit report, identity element Theft and the
importance of obtaining CREDIT FREEZE
II. Body
A . What is a Credit Bureau?
1. Credit Bureau (U.S.), or Credit Reference Agency (UK) is a company that collects randomness from various sources and provides consumer credit information on individual consumers for a variety of uses such as home or simple machine buying.
2.What are the 3 credit Bureaus:
A. Equifax
P.O. incase 740241
Atlanta, GA 30374
1-800-685-1111
B. Experian
P.O. Box 2002
Allen, TX 75013
1 888 397 3742
C. TransUnion
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
3. Alerts
1.Fraud Alert
2.Active responsibleness Alert
3.Credit Freeze Alert

B. What is Credit Freeze
1. A credit freeze, as well as known as a credit report freeze, a credit report seal in down, a
credit lock down, or a credit lock, allows an individual to control how a U.S.




(consumer reporting agency) is able to sell his or her data.

2. THE COST OF THIS renovation IS ONLY $3.00 PER BUREAU.
IT IS ALSO ONLY $3.00 PER BUREAU TO HAVE A TEMPORARY LIFT.

III.Conclusion
Identity larceny is a real doctor for everyone in our current environment. As we move
toward more electronic means and less face-to-face contact with our customers, the
chances of identity theft increase.

My call to action: I would like to inform and hopefully persuade each of you to
become proactive not reactive to protecting yourself. Please contact your bureaus to ensure
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